The use of the CBA’s websites (cba.ca; briefings.cba.ca; and bankingquestions.cba.ca) is subject to the following terms of use. If you do not agree with them, please discontinue the use of our websites.

Analytics on our websites

When you visit our websites, Google Analytics may collect information about you, including: your language preference, your location, your engagement with our websites, such as time spent on it and whether you are a new or returning visitor, browser and operating system information, the device type you use (i.e., desktop, mobile, tablet) when accessing our websites.

As stated in our Privacy Policy, Google Analytics uses the personal information it collects to provide reports containing anonymized data and trends related to the use of our websites. Understanding how people generally use our websites helps us to improve your experience on our websites. We do not use any information gathered by Google Analytics for the purposes of advertising and do not permit Google to share your information with other parties.

As a user of our websites, Google Analytics’ privacy policy also applies to you. To further understand how Google Analytics collects and processes your information, as well as the cookies they may use as part of their service, please visit the following link: policies.google.com/technologies/partner-sites.

If you wish to opt-out from Google Analytics to prevent it from collecting and processing your information, you may install the Google Analytics Opt-out Browser Add-on by clicking the following link: tools.google.com/dlpage/gaoptout.

For more information on how the CBA uses your personal information, refer to our Privacy Policy.

Cookies

"Cookies" are attached to a website. A "cookie" is a piece of data that is stored on the hard drive of a computer that contains information about the device and its user to recognize the user’s future visits to a website.

The CBA and Google Analytics may use cookies to collect certain information about you when you visit our websites to improve your experience. For example, the CBA uses a cookie to remember your language preferences when you visit our site.

You can set your cookie preferences using your browser. Your browser may provide information regarding cookies through its 'Help' menu, and additional information may be found online.

Please note that disabling cookies may reduce the functionality of certain features of our websites.

Information on our websites

Information, which includes all facts, data and other information, collectively the "Information" on the pages of our websites, is of a general nature, is intended only for informational purposes, is subject to change without notice and is not intended to be relied on by visitors as legal or financial advice on any particular matter.

Accuracy of the Information on our websites

The Information is believed to be accurate, complete and current when posted, but we cannot guarantee that it will remain accurate or complete or that it will be current at all times.

We are not responsible for direct, indirect, special or consequential damages, regardless of the cause, arising out of the use of our websites.

Accuracy of Information on linked websites

Our websites contain links to other sites that may be of interest to our visitors. We have no control over the accuracy, completeness or relevance of the Information on these sites and we do not endorse the sites or their products, services or privacy policies.

Links to third-party websites

If you choose to use the links to other websites that we provide, you may disclose your information to the third parties operating those websites, as well as the users of those websites and the public more generally depending on the nature of their services. We are not responsible for the content or practices of third-party websites or services. The collection, use, or disclosure of your information will be subject to the privacy policies of the third-party websites or services, and not the CBA’s Privacy Policy. We suggest you read the privacy policies of these third parties.

Copying information from our websites

The Information on our websites, excluding trademarks, may be used or copied provided that it is used or copied accurately, not taken out of context, and that the source of the Information is clearly identified. The Information may be used for commercial purposes only by a Member of the CBA. The CBA is not responsible for the way in which the Information may be used or copied.

Where applicable, the Information on our websites is protected by the CBA's copyright interests. We reserve the right to change, delete or add Information at any time.

Trademarks

CANADIAN BANKERS ASSOCIATION, ASSOCIATION DES BANQUIERS CANADIENS, CANADIAN BANKERS ASSOCIATION Design, ASSOCIATION DES BANQUIERS CANADIEN Design, EXPERTISE CANADA BANKS ON Logo, LA RÉFÉRENCE BANCAIRE AU CANADA Logo, CANADA'S BANKS MADE OF CANADA Leaf in Circle Design, LES BANQUES DU CANADA REFLET DU CANADA Leaf in Circle Design, YOUR MONEY STUDENTS Logo, VOTRE ARGENT‑ÉTUDIANTS Logo, YOUR MONEY SENIORS Logo, and VOTRE ARGENT‑AÎNÉS Logo are registered trademarks of The Canadian Bankers’ Association. Other names, words, titles, phrases, logos, designs, graphics, icons and trademarks displayed on our websites may constitute registered or unregistered trademarks of The Canadian Bankers’ Association or third parties. Our trademarks may be unregistered or registered in Canada. Any use of such trademarks, except as expressly provided for herein, without the express written consent of the applicable owner is strictly prohibited. Nothing contained in this Terms of Use or on our websites may be construed as granting, by implication, estoppel, or otherwise, any license to use any trademark(s). You agree that you will not take any actions inconsistent with The Canadian Bankers’ Association’s ownership of, or any third party's ownership of, the trademarks.

While we may use certain trademarks of third parties under licence, the display of third-party trademarks on our websites should not be taken to imply any relationship or licence between the CBA and the owner of said trademark or to imply that we endorse the wares, services or business of the owner of the said trademark.